by Terry Stanfield As the title of this says, the belief that you cannot afford long-term care insurance is nothing more than a myth. The truth of the matter is that everyone can afford long-term care insurance, and everyone who is interested in retirement planning should. The premiums are not high when they are compared […]

U.S. Senators Mel Martinez (R-FL) and Herb Kohl (D-WI) of the Special Committee on Aging held hearings last week looking at long-term care insurance. The hearing is available via webcast. Long-term care insurance is private insurance purchased by individuals (or by a company for an individual as part of a benefit package) that provides protection […]

Through LTC insurance policies, one can eliminate the dependency and unwarranted stress that comes with relying…

Disabilities and old age can be factors that affect the way a person perform his or her normal day-to-day functions…