When you purchase a life insurance policy, you must name the person, persons or entity (e.g. trust) that will receive the death benefit of your policy upon your death.  The amount of unclaimed death benefits in the U.S. is staggering.  In an article titled “How to Find Lost life insurance Policies” in the February issue […]

Insurance has generally become an indispensable part of our daily life, as a result of which, various kinds of insurance have emerged to meet the diversified needs of modern people, like auto insurance, property insurance, medical insurance as well as life insurance. Well, the greatest advantage of this insurance is bringing peace of mind since […]

When a client is deciding on who to name as beneficiaries of their life insurance policy, the topic of insurable interest often comes up,  Insurable Interest can be defined as: The interest arising when one person has a reasonable expectation of benefiting from the continuance of another person’s life or of suffering a loss at […]

Anybody who has grown up watching western movies and TV shows know that the good guys wear white hats and the bad guys wear black ones.  Why would I be writing about hat colors on a website dedicated to life insurance?  It’s simply that some folks wearing black hats “done us wrong (forgive the western […]

Sometimes I will do a Google or Bing search for life insurance quotes to get a feel for what consumers have to go through in order to get quotes.  Each time I do so, I am disheartened by what I find.  The search listings can be quite confusing, as I see different companies on the […]

Having been in the life insurance business for as long as I have, I have often wondered why it is called life insurance rather than death insurance.  After all, you can purchase Accidental Death insurance, you can buy Accidental Death and Dismemberment insurance, but when you purchase a policy to pay your beneficiaries in the […]