“Are you working?” I asked the young mother of two whose husband was purchasing a life insurance policy for himself.  She answered, “no, I’m a stay at home Mom.”  The husband told me they had thought of purchasing a policy for her, but since life insurance is “income replacement,” they would wait until she went […]

When looking at purchasing return of premium term life insurance, you should compare the difference in cost between return of premium and regular term life insurance.  You will find that there is a much greater difference in the cost between the two as one approaches older ages.  That being said, there is still a significant […]

As part of this years life insurance Awareness Month, LIFE (The Life and Health Insurance Foundation for Education, a non-profit organization dedicated to educating the public about life, health, disability and long term care insurance) has produced a great piece about the importance of life insurance and the way it provides security for families.  Visit […]

life insurance Awareness Month, the time of year that the insurance industry reaches out to educate the American public about life insurance.  LIMRA, an association that provides consulting, research and other services to insurance and financial services companies worldwide, publishes their Facts of Life, a statistical analysis of the life insurance industry.  Out of all […]

As a fan of the Los Angeles Lakers (sorry Celtics fans), I have seen some great players over the years – Jerry West, Wilt Chamberlain, Magic and Kareem, Shaq and Kobe, to name-drop a few.  When he plays his heart out, I can utter the name Lamar Odom in the same breath with the others. […]

Life brings about many questions. In a world of questions, life insurance provides answers. For example, everyone has thought about what will happen when they pass away. What will happen to our savings? What will happen to our house? What will happen to our families? No one wants to leave their loved ones with unpaid […]

We take great pride in helping our clients find the best term life insurance. Acquiring term life insurance is a selfless act. It shows the love and compassion a person has for their family. Term life insurance takes care of a major responsibility. The responsibility an adult has to care for their loved ones.  People […]

The Advantages of Term Life Insurance

Benefits of a Life Insurance Quote