COBRA allows people to maintain the same level of health insurance coverage for up to 18 months after leaving an employer, but they usually have to pay higher rates. HIPPA ensures that employees moving to a new company can get the health insurance coverage they need even with pre-existing conditions. Private insurance is often an […]

Many companies have probationary periods for new hires. You might not qualify for any employee benefits, such as health insurance, during this time. Probationary periods vary from company to company, but six months is an average term. Those who are concerned about losing health coverage during this time should contact private insurance providers to discuss […]

HIPPA protects you from losing your health insurance when you change jobs. Before this act, employers could refuse to cover new hires because they had pre-existing health conditions that would increase their group rates. This made it difficult for people to change jobs because they feared the inability of finding comparable health insurance. Now, however, […]

According to COBRA, you have the right to continue the same policy that you have through your employer for up to 18 months after you become unemployed. This will protect you while you look for another job. You get the same coverage, but in most cases, wind up paying more. The good news, however, is […]

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