Question: Will Attending Driving School Lower my Auto Insurance Rates? Reply: Families who have teenagers should think seriously about enrolling their children in drivers’ education courses. Teen drivers are among the most dangerous on the road, and auto accidents are the leading cause of death to teens. This is why many insurance companies provide breaks […]

Why do teens pay higher auto insurance premiums ? Teen drivers are more expensive to insure. Teen drivers are more risky as drivers than adults. Insurance underwriters manage risk for insurance companies. Parents sometimes make their teens pay for their own insurance. Not all insurance companies will insure teen drivers.

There are some drivers who know the value of car insurance and also that it is required by law, but due to financial hardship they cannot afford to purchase even the minimum coverage. Luckily for Californians who fall into this category, there is a program called the Low Cost Auto Insurance Program, which makes coverage […]

For any driver who needs proof of insurance right now and does not have the time to search individual car insurance companies, make a purchase and wait for a company to mail the proof, you should check out our comparison tool feature to receive free quotes from a list of local insurance companies. You can […]

An SR-22 is another form of proof of insurance, but this is specifically assigned to drivers who are considered very high risk, have been involved in a large number of accidents, or have been convicted of driving while under the influence of drugs or alcohol. Sometimes, people who have been caught driving without car insurance […]

Because each state has different requirements regarding auto coverage law, each state will also carry different penalties. Some of these penalties include fines and the suspension of the driver’s license and/or suspension of the vehicle registration. Another factor is how often a driver is found guilty of breaking this law. Subsequent offenses will lead to […]

Drivers who need instant proof of insurance are those drivers who were found driving without coverage and need it to reinstate their driver’s license or vehicle registration. There is also a law stating that all drivers need some kind of proof of financial responsibility when they drive. This financial responsibility is often in the form […]