In some states, this is mandatory, and a car owner has to have at least the basic auto insurance policy. It’s extremely cheap and it allows you to drive you car without thinking about what would you do in case something happens. A car insurance policy will protect you in case of an accident, in case of a disaster – for example, when a tree fells on your car, if your car is stolen or destroyed and so on. The price will vary from company to company, but also it will be a difference because the packages range from basic to compete insurance.