Everyone wants to know the answer to the infamous question of what company provides the cheapest insurance. The answer is probably not as exciting as everyone would want it to be; there is no one cheap insurer. Most insurance agencies offer a wide range of rates, and the best drivers will get the cheapest rates as a “reward” for driving safely and not filing claims. You can find out who offers the best rates according to your driving record and other information by conducting a search and comparing all of the estimated rates you’re given.