Choosing an provider should depend on more than just the price. Any agent should be forthright in answering these questions:

* Who are their largest clients?
* If you have an accident, will your rates go up?
* Can glass repairs be made at your home?
* Who is covered by the car insurance policy?
* If you are a high risk driver, do they have special markets for your coverage?
* How long have they worked with personal auto insurance coverage?
* Do they receive special compensation for putting your coverage with one company over another?
* What are the financial ratings for the companies they represent?