Since your vehicle is higher performance than average, you can expect to pay a little more for coverage.   If you have a speeding ticket or other moving violation, you could be charged more for insurance. If you get a ticket, find out if your county or state offers a defensive driving course that will void the ticket upon completion.

If you’re a young driver, you will pay more to insure a H3. There isn’t anything you can do about your age, but rates will drop as you mature.