Cheap Auto Quote, Higher Deductibles
It may pay to have a higher deductible. In other words, get the highest deductible you can afford. If you absorb the cost of small claims and the insurance company covers the large ones, it makes a big difference in your auto insurance premium. For example, raising your deductible from $100 to $500 can reduce your premiums 10 to 20 percent and raising it to $1,000 will incress your savings even more.