Your policy will show the total amounts of bodily injury, liability, and property damage coverage. For example, a policy of $15/$30/$5 means that, in a single accident, you are covered for $15,000 for an individual injured, $30,000 for all persons injured, and $5,000 of property damage.

The amount of coverage you choose will depend on the state’s minimum requirements, and what is required to best cover you so that you are not under insured

Note: In certain states with “no-fault” insurance laws, personal insurance protection coverage is required and there are some restrictions on liability lawsuits.