Budget-conscious auto insurance can be found both online in addition to many insurance agents, and you should compare price quotes from both to have the best selection. A few companies do not provide online price quotes and most of the time these small insurance companies sell through independent agents.

The key concept to understand is the more rate comparisons you have, the better your chances of lowering your rates. You may be surprised to find that the most savings is with a small mutual company. Regional companies may only write in your state and offer lower rates as compared to the big name companies such as State Farm, GEICO and Nationwide.