It is illegal to drive uninsured, and being caught driving without insurance is a misdemeanor. There is also a good chance that your next auto insurance policy will cost more because you let your coverages lapse.

In addition to not only having your auto insurance rates go up, being ticketed for driving without auto insurance may earn you a license revocation or jail time, and you may have to prove you have insurance by filing a SR-22 with your state DMV