I know what you’re thinking – who would want a life insurance policy as a Christmas gift?  Can you just imagine the look on your spouse’s or kids’ faces when they open a present and it is a life insurance policy?  And to make matters worse, their present has your name on it.

A life insurance policy with you as the insured person might just be the best gift your family ever received.  Hopefully, if it’s a term policy, it’s a gift that will never be used.  Quite unlike the tie you will never wear, this will be a gift everybody will be glad it wasn’t used,

Okay, so I’m being a bit facetious here.  I, myself, would never give this gift to my family for Christmas (and I’m in the business), but if you have a family, this should be the gift you purchase (without putting it under the tree before you buy all the toys that will be forgotten in a few months or the clothes that won’t fit your kids within a year or the blender you thought, for sure, your wife would really love as a Christmas present.

Making sure your family, upon your death. would be able to maintain the lifestyle you have provided for them for many years to come, might just be the most selfless Christmas gift you can buy.