Buying auto insurance typically involves more than just shopping, but also multiple comparisons to ensure that a policy provides adequate coverage. Driving in Connecticut without a policy is not only illegal, but can lead to expensive consequences in the form of repair and medical costs after being involved in an accident. When shopping for a […]

Once someone finds a coverage provider they often stay with the same company for an extended period of time. Sometimes vehicle owners may maintain a policy for years without investigating additional options or potential changes in their coverage. Motorists in Iowa, however, may want to periodically review their plans to ensure they are still getting […]

For many vehicle owners, financial responsibility is an important issue. After being involved in an accident it is essential to know which motorist is responsible for the resulting injuries or damages, and how these potential costs are to be covered. In Washington, vehicle owners need to be prepared for potential accidents, and maintaining automobile coverage […]

According to the Rhode Island Department of Health, someone is injured in a car crash every 10 seconds in the U.S. These accidents are often accompanied with vehicle damage or bodily injuries that typically need to be paid by someone, and usually this includes a motorist’s coverage provider. For this reason, RI residents with poor […]

When a Utah motorist registers an automobile, they must be able to prove that the vehicle is insured with a no-fault policy. In the Beehive state it is illegal to drive without auto coverage, and doing so may lead to possible fines or other unpleasant consequences. With the resources that are available to residents over […]

Since purchasing and maintaining car insurance in Kansas is mandatory for vehicle owners, residents should take the time to ensure that the most affordable premiums are being paid at all times. One of the best ways to do this is to periodically compare the rates of insurers. Many times, policyholders continue doing business with the […]

When most people think about insurance, they probably think that it is a way for insurers to make money out of people’s fear, but this is an inaccurate notion. If anything, it is the policyholders that make the most from insurance benefits, and insurers are just there to ensure that you make the commitment to […]

“Are you working?” I asked the young mother of two whose husband was purchasing a life insurance policy for himself.  She answered, “no, I’m a stay at home Mom.”  The husband told me they had thought of purchasing a policy for her, but since life insurance is “income replacement,” they would wait until she went […]

When looking at purchasing return of premium term life insurance, you should compare the difference in cost between return of premium and regular term life insurance.  You will find that there is a much greater difference in the cost between the two as one approaches older ages.  That being said, there is still a significant […]