California Auto Insurance Discounts Help Reduce Auto Premiums: The price of automobile coverage in the Golden State can be down right unaffordable for some residents, especially for those who may be newly licensed, have blemished driving records, or simply own an expensive vehicle. Fortunately, a number of the car insurance companies offer motorists multiple discounts for numerous reasons, and taking advantage of any that are applicable may end up saving a Californian a great deal of money. Consumers should become aware of all of the types of rate reductions offered by insurers to help make the cost of policies as affordable as possible.

One of the most common discounts available to CA motorists is the good driver discount. If a motorist has a clean history they can have premiums reduced in the area of 20%, which is a substantial savings. Unfortunately, many drivers have received tickets or been involved in traffic accidents and may not be eligible for the “good driver discount”, however, there are other savings available that can lower rates. Many teenagers who have just obtained their driver’s license will likely be charged exorbitant prices for policies and since being considered a “good driver” usually means that the motorist has been licensed for at least three years and have maintained a clean driving record; this is not possible for 16-18 year olds. The good news is that there is a good student discount that is offered by California auto insurance companies to students who have a 3.0 grade point average or higher and can help with the price of coverage.