Steps to Get the California Best Auto Insurance Rates: No one wants to spend more money on any of their regular bills than they have to, and auto insurance is no exception to that rule. The problem is that there is not just one auto insurance company that is right for every person. Depending on a number of factors, you might want to pick one insurer over another, even though someone else might be able to get a better deal.

If you’re serious about getting the best rates on auto insurance, there are some specific steps you need to take:

1. Identify your situation. You need to know what the factors are in your life and past that are going to affect your situation. For example, if you have a history of vehicular accidents or DUI, you’re going to have a tougher time getting a good deal on auto insurance than if you don’t. Some insurance companies cater to motorists with a checkered past, while others will only charge you premium rates.
2. Identify possible auto insurance providers. From there, you need to make a list of potential auto insurers that could meet your needs. Do some market research. Find out what companies have the best ratings in terms of customer service, as well as price. Try to narrow that list down to four or five providers at the most.
3. Get quotes directly from those providers. While there are a number of websites that will offer you comparison pricing, they aren’t always the best resource. By talking directly to the provider or an agent, you will be in a better position to take advantage of whatever sorts of discounts you qualify for.
4. Ask for discounts. There are many things that can get you a discount on your auto insurance, including things like completing a driver safety course or having specialty safety equipment in your vehicle. Talk to the insurance provider to see what kinds of things can get you an even better rate on your auto insurance premiums.
5. Make your decision. Don’t let price be the bottom line. You want to be certain that you’re getting the best insurance you can for the price. You also want to stick with a company that enjoys a good reputation. It’s worth a few extra bucks every six months in order to have the peace of mind that, if you are involved in an accident, your insurance company is going to come through for you.