Locating and purchasing an inexpensive policy comes down comparison shopping and obtaining the rates of as many insurers as possible; especially if an insured sees an increase in premium. There are numerous carriers which are licensed to issue coverage in the state, but one must realize that there is no such thing as a single company that can offer the best deal to all drivers.

Even if a consumer feel that they are receiving the cheapest rate they should make sure to double check on occasion; in many cases there may be a cheaper company out there. Additionally the Texas Department of Insurance recently announced an increase of the minimum requirement limits in 2011 which will more than likely cause an increase in premiums; consumers should be proactive and shop around frequently to ensure they are paying the cheapest rates.