There are many companies who offer grand services but charge a fee for them. The fee is sometimes large, and sometimes it is a minor amount that is so small that it doesn’t really matter. Even with these small fees, there are people who don’t feel it is necessary to pay for services and find it to be a waste of money. They also find a way to be able to do for themselves what they don’t want to pay a company to do. Case in point is finding auto insurance quotes. There are companies out there who offer to collect information and come back with quotes from reputable car insurance companies on what an insurance policy would cost a driver. But, in order for the driver to get a hold of these quotes, they must pay a fee for the time spent by the company gathering data. Even though most, if not all, people find this fee unnecessary, the companies still enforce the fee. Luckily there is one company that does not feel the need to charge fees, and that is online auto insurance.

We feel having access to insurance quotes can be the first step to making sure all drivers have the necessary insurance they need to obey legislation. There are too many drivers on the road today who are driving without the appropriate car insurance or other type of financial responsibility. These drivers aren’t helping themselves by avoiding the purchase of coverage. If they are caught, there will be consequences. Most traffic officers ask for a proof of insurance card in addition to a license and registration during traffic stops. Proof of insurance is also requested at the scene of accident, from both the at-fault driver and the victim driver. A victim driver who does not have proof of insurance, or any insurance for that matter, will be held responsible and fined even though they did not cause the accident.

To get free quotes from online auto insurance, drivers need to start by entering in their zip code on the homepage. There is a white box with the word “Go” next to it. Once this is done, a new page will open which will start the short questionnaire. The questionnaire asks for facts concerning the driver and the vehicle that will be needing the insurance. Giving information such as how old the driver is, their gender, the address they reside at, and what is on their driving record gives online auto insurance a better idea about who the driver is and how they act while on the road. Then we need to know details about the vehicle, such as its make, model and year, and also things like how often it is driven, the primary use of the vehicle, and where it is kept at night.

Finally, the questionnaire will ask about what type of coverage is wanted in addition to what is required by the state. This portion of the questionnaire is really helpful because the driver or applicant can go through and change these answers to see how it will make the final price fluctuate. If someone only wants to see how much the minimum state requirements will cost them, they can find out and then compare that price to what it would cost to have more coverage or full coverage. Because there is no fee to use the quote comparison tool, drivers can do this as many times as they need to so they can find a policy that will fit into their budget.

When the questions have been answered and submitted, the applicant will be given another page that contains all of the free auto insurance quotes. It’s great and easy to read, especially since all of the quotes are listed in a side by side format. The lowest price can be found quickly with the name of the company offering the policy next to it. Another great aspect is the driver can take their time comparing these prices and companies to one another to make sure they are getting the best experience. Some applicants take the opportunity and look into the companies further to find out more about how they run their company. Other applicants will go back and alter the coverage amounts they want and find out what the new price would be.

When a decision has been made from the list of free quotes, a policy can be purchased online with a credit card. The driver will receive the policy either through the mail or in some cases it can be downloaded straight to their computer. Proof of purchase can sometimes be printed out instantly from the home computer. And, if the applicant desires, they won’t need to speak with any representatives and can do this whole process at 2:00 in the morning if they wanted. A person who wants to speak to one of our helpful representatives is more than welcome to by contacting us directly over the phone.

In addition to our free quote service, we also give out information regarding all aspects of auto insurance for free. We can offer advice on how to go about finding and purchasing vehicle coverage for a 16 year old (who can also get free quotes), ways to lower the price of a premium charge, and what to expect after an accident. There are also different types of insurance coverage options that benefit certain people and not others. All of this information is free and there is no obligation to purchase any policy offered. With no “catch” involved, every driver should utilize our knowledge and expertise before making their own final decision.

To conclude, we will stress again the importance of every driver having and maintaining an adequate insurance policy for themselves and their vehicle. It is the law in most states and it also helps drivers avoid having to pay large accident related costs out of pocket when they are least expecting such an expense. Unless a driver has tens of thousands of dollars stocked away with the state’s Department of Insurance or Motor Vehicles, they’ll have to use their savings or retirement account, or other type of asset to pay for the damages they cause. It’s so easy to get a few quotes from our site to look at and evaluate to see how it’ll fit into a budget and it wouldn’t be a bad thing to try it out.