In the US, an approximate of about 41 million people are uninsured, which presents a challenge for the pregnant.Approximately about 13% of all women in America, who became pregnant, are not insured which results in poor and inadequate prenatal care.To make things more complicated as it already is, many health insurance companies consider pregnancy a pre-existing condition, which makes it almost next to impossible to get a reasonably priced health insurance policy that covers what a pregnant woman requires.

Although Medicaid, a government funded program, accepts low income pregnant females, you must be low income and if not, you will not qualify, so you are back to the challenge of paying for each prenatal visit required at the doctor’s office, as well as the delivery of the baby.  Estimated cost to deliver the baby, without regular doctor visits, are between $8,000 and $10,000 for a relatively normal pregnancy, but if you are a high risk patient the prices skyrocket upward.

Besides the Medicaid, the WIC program which is also federally funded acts as a safeguard for low-income children under the age of 5; and women through the provision on healthy eating and nutritious food to supplement the families’ diet.  They also provide healthcare referrals.

To know more about this program, visit: http://www.fns.usda.gov/wic/

Another alternative for the pregnant woman is the Maternity Advantage program, which is a discounted health program that saves pregnant women up to 60% on lab work, doctor’s visits, hospital stays, and required tests throughout the pregnancy.  Although Maternity Advantage is not a health insurance, it works by supplying a preferred provider’s network for a low monthly fee.  Basically, it is a maternity plan to keep the mother and developing baby healthy during the pregnancy.For pregnant women with no insurance, inquire on this program here 1-800-450-0183.

AmeriPlan is another program that is much similar to Maternity Advantage, which saves the pregnant woman 50% on her healthcare requirements during her pregnancy and delivery; and is accessible in all states excluding Alaska.The program fucntions a little bit different from the Maternity Advantage, so it’s better to check our both programs to see if they are available in your state before making any final decision.To know more about the AmeriPlan, just call 1-800-647-8421.

Today, this is the situation, many pregnant women find themselves placed in, and therefore, added stress to the baby’s safe development is placed upon the woman shoulders in the form of financial anxiety and worries, which in some cases can promote premature delivery.  So before the worry becomes too much, check out the programs above and consult your local hospital for other programs available in your area.