RISMEDIA, Dec. 18, 2007-After a six-month study, Americas Watchdog and its Homeowners Consumer Center have just released results showing that most Americans are under insured with respect to replacement cost related to personal contents in their home. Even worse most U.S. homeowners have no clue as to what their homeowners insurance policy even covers, if there were to be a loss. Americas Watchdog is urging all homeowners to contact their insurance agent to review the coverage aspects of their homeowner’s insurance policy.

The homeowner’s insurance survey was conducted with more than 1,000 US homeowners participating. This group covered every region of the U.S. The Homeowners Consumer Center discovered the following when it came to homeowners, and their homeowners’ insurance policy:

Question: When is the last time you checked your homeowner’s insurance policy for needed updates?