Consumers who track their expenses and try to save money can be shocked when their auto insurance premiums rise from year to year – particularly when they did not file a claim or get a speeding ticket. But it’s important for consumers to remember that there are dozens of factors that go into creating a car insurance premium, and many of these factors are beyond their control. One of the best ways to combat this is by using the Internet to receive competitive quotes from a variety of insurance companies. By doing this, you can verify that you’re paying the right amount for the best coverage available.