If the car is old and not very valuable, comprehensive insurance is probably not worth buying as it can quickly add up to more than you would ever receive in the event of an accident.  You may want to opt not to carry collision insurance as well. Check around to make sure you are getting the best auto rates you can. Online auto insurance shopping has taken the guess work out of buying insurance and you can very quickly see if you are being hosed. So if your insurance is coming due now is the time to start shopping!