There are penalties that will be strictly enforced upon drivers who fail to follow the law of carrying adequate coverage. At any time a police officer can request proof that you have car insurance or any other form of financial responsibility that permits you to legally drive. This can be at any traffic stop or when involved in an accident. If the driver cannot show that they have insurance, a $300 fine will be given. Possibly added onto this fine would be a three month suspension of the driver’s license as well as the vehicle’s registration. To get either of these reinstated, the driver will pay $50 for each reinstatement and can only be done so after the driver can prove car insurance has been purchased. The driver will be sent a letter from PennDOT with exact instructions and explanations. Penalties will become more severe as time passes without insurance or on different accounts of offense. The penalties are not as harsh if the driver turns in their license plates to the state immediately when no insurance is purchased, or if the driver has had less than 31 days of insurance and hasn’t driven their vehicle.