Your teen is ready to start driving, and you are getting ready to add your teen driver to your auto insurance policy.    You also start bracing for the huge premium increase thanks to Junior’s inexperience behind the wheel.  We can’t blame car insurance companies for charging more to insure our teenagers.

But what can you do to lower your auto insurance rates when you have a teenage driver on your policy?  One way is in the choice of vehicle they drive.  Of course your teenage has dreams of getting that shiny new Mustang GT or Camaro SS with a big bow on top for their sixteenth birthday, but be forewarned that the higher the performance of the car your teenager driver, your insurance rates will increase exponentially.

By purchasing a low profile older vehicle for your teen that you can insure for liability coverage only or have very high comprehensive and collision deductibles, you can help bring down the insurance cost substantially.