Purchasing a policy that includes coverage for a wider variety of situations can offer an North Carolina motorist greater protection and more peace of mind. Adding comprehensive and collision coverage, for example, can cover an entire assortment of damages that could befall a policyholder’s automobile. This includes not only damages that may have occurred during a collision with another vehicle up to the limits of the policy, but also damages that may be caused by accidents that are not associated with striking another car. For example, comprehensive coverage may encompass damages from fire, flooding, falling objects, theft, vandalism, or from striking an animal. It’s important for residents to be aware that damages caused by striking a larger creature can potentially be both extensive and costly.

According to the NC Department of Transportation there were over 58,460 North Carolina Animal Related Crashes from 2007 to 2009 that amounted to over $126,915,922 in damages. In Wake County alone there were over 1,110 animal related accidents in 2009. If a resident where to strike a deer, for example, having an automobile protection plan that does not include such coverage may amount to expensive repair costs. Because the presence of wildlife on NC roads is a fairly common occurrence, residents are encouraged to compare quotes that contain the necessarily levels of protection in order to find a policy that is both adequately priced and still provides coverage for a variety of situations.