Raising the limits of a policy is an excellent way of remaining financially responsible by being prepared for a number of accident related expenses. In order to assist motorists in finding the right amount of coverage many insurers offer policies based off of the Texas Personal Automobile Policy, which is a standard type of policy which offers a fairly extensive amount of protection in the form of eight different types of coverage. Within this policy, motorists may choose to include collision, comprehensive, uninsured/underinsured motorist, rental reimbursement, and towing and labor coverage, as well as medical payment and personal injury protection in addition to the state required liability insurance.