Insurance Quotes, Hurricane Preparedness Tips for Business Owners
Insurance Quotes, Hurricane Preparedness Tips for Business Owners: Hurricane season is ramping up–particularly in the Atlantic region. If you’re a business owner, you need to make sure you’re prepared for the worst. Check out these hurricane preparedness tips courtesy of Acadia Insurance.
First, make sure you have a “Go Box,” just in case you have to leave your business in a hurry. Your “Go Box” should include information such as:
- Lists of all employees, key customers and vendors along with their phone numbers and addresses
- Insurance policies and agent contact information
- Electronic data back-up
- Equipment, computer software/hardware, and furniture inventories
- A list of emergency vendors, such as plumbers and restoration contractors
- Copies of essential business policies, plans, and agreements
- Photographs of the business and equipment, both inside and out
Additionally, business owners should consider other pre-storm steps such as:
- Inspecting and making emergency repairs to drains and gutters
- Strapping or anchoring all roof-mounted equipment such as HVAC units and exhaust vents
- Installing windstorm shutters or plywood over windows and doors
- Disconnecting the main electrical feeds to the facility to prevent a potential fire caused by short-circuiting of damaged equipment
- Taking the following steps so that outdoor items will not blow away or cause damage: 1) Removing all loose debris.
2) Anchoring or relocating all nonessential equipment to a safe indoor location.
3) Securing storage of flammable liquid drums, or move them to a sheltered area.
4) Anchoring all portable buildings to the ground.
5) Securing large cranes and other heavy equipment.
6) Making sure outdoor signs are properly braced.