Rapidly becoming a popular method of shopping for coverage is by taking advantage of the resources provided by the Internet; in fact there are many insurers who will only offer the ability to obtain quotes online or over the phone. For individuals who prefer to compare rates by getting rates directly from the insurers can use this method to speed up the process by eliminating the need to visit or call various insurer individually to find the lowest premium.

Another option that is much faster and can be extremely efficient is to use the service of a comparison website. These websites allow visitors to complete a brief form which once submitted will supply quotations from a wide number of carriers to compare from; in some states a rate quote can be received from over 30 insurers in less than 5 minutes.

Government websites have also recognized the popularity of shopping online such as the Massachusetts Office of Consumer Affairs & Business Regulation (OCABR) offer car insurance premium comparisons based on several different profiles to help individuals get an idea of what can be expected to be paid for coverage.