More and more people are turning to the Internet to purchase their new auto insurance policies. This is because it can be done at any time without having to talk to an insurer’s representative. They don’t need to travel around the corner or 30 minutes away to sign forms. There isn’t even a need for a fax machine to fax the papers back and forth. With the ease of electronic signatures, drivers can now look for and purchase an insurance policy for their vehicle through the Internet, and it’s very simple and quick to do.

Step 1: The first step to buying a car insurance policy online is to first find the policy to be purchased. This step is quite easy and relatively quick to complete, but only when the method is easy and quick too. In some motorist’s minds, the only way to gather information about policies is to contact insurers individually. This can be done on the phone by calling each one and conducting an interview to find out the information. Even worse would be having to travel to each company’s office to ask the questions; it wastes time and money on gas. There is the option to check each insurer’s website for the wanted information, but the information offered on the site is sometimes too vague and a phone call to the company will need to be made to clarify things. Our method is having the driver answer one short list of questions that ask for basic information about the vehicle, driver, and the coverage wanted, and then provide a list of quotes for policies from local insurers.

Step 2: Once the driver has found the insurer and policy they want to purchase, they can actually purchase the policy from the quote list that was provided earlier. The easiest and fastest way to get coverage is to buy the policy online with a credit card. Click on the desired policy and follow the prompts to purchase it. The driver will need to read through the policy, and in some designated spots he or she will need to electronically sign the policy stating they agree to the terms. An electronic signature can be done in the form of clicking an appropriate box next to the terms or by typing in the full name or initials. Each site is different in how they would like the driver to sign. Many times the policy is available for download to have in the home computer. This can be printed out for the driver’s use if they so choose.

For individuals who do not want to purchase a policy online but feel more comfortable doing everything on paper, they can contact our offices and a copy of the policy will be mailed or emailed for printing. The forms will need to be signed by hand and returned to the insurer.

Step 3: In some instances, the driver who has just purchased their policy online may have the option to print off proof of insurance for their immediate use. If a person’s policy has already expired or is about to expire, this will come in handy and the driver will no longer need to fear being caught without proper insurance. All states require drivers to have some form of financial responsibility to legally drive, and most drivers choose to purchase an auto insurance policy to fulfill this requirement. All drivers must carry their proof of insurance with them every time they are driving so it can be shown to a traffic office upon request.

Drivers who have already been found driving without insurance have probably experienced the suspension of their driver’s license and vehicle registration. In most cases, proof of insurance will need to be shown to the court in order for these suspensions to be lifted. Waiting for the proof of insurance card to come in the mail will take a few business days, so it’s often better for drivers to use our system and purchase their policy to print off their card as soon as possible.

As you have just read, buying a policy for a vehicle online takes 3 easy steps. The entire process can be done in as little as 20 minutes, or even less for those who have done this before.

Buy A Policy Online And…
Save money. By performing these 3 steps, drivers can save themselves some money because they have the ability to check out the quotes page. The quote page shows which companies are offering the cheapest price for the same policy and therefore the driver can choose the lowest price and save.

Save time. Buying an insurance policy online saves motorists time. It only takes a few minutes to collect quotes when our quote comparison tool is used. Compare this few minutes to the time spent contacting the list of companies in the surrounding area, being placed on hold, and repeatedly asking and answering the same questions. We ask one set of questions and give quotes from a number of companies. Add on a few more minutes and the policy can be purchased. Instead of spending a day on finding and purchasing a policy, drivers can spend less than an hour to complete the entire process with us.

Motorists shouldn’t underestimate our quote comparison tool feature to purchase car insurance online. As explained above, we help drivers save time and money on their insurance policies and all for free. Any driver who is looking for further help on saving money should check out the remainder of our articles on discounts and other ways to cut back spending on insurance. We also explain the benefits of carrying additional coverage and when to know what coverage to carry. Browse through our site and try out our quote comparison tool to see what you could be paying for your current policy.